SPEAKING. Must provide (2)I can support myself

Opening times

Overdraft

Other services

Opening an account

Funding

Must provide (2)...............................................................I can support myself.

Services will depend on personal circumstances and discretion of Bank Manager.

Take with me: (3)........................................................... and letter of enrolment.

Recommended account: (4)............................................................................….

Bank supplies: (5)..........................and cheque card which guarantees cheques.

Cash card: (you can (6)...........................................................cash at any time.)

Switch/Delta cards: (take the money (7)...........................…….....the account.)

Must have (8)......................................................................................…………

Sometimes must pay interest.

Most banks open until (9).........................................................during the week.

Some open for a limited lime on Saturdays.

Ex. 4. After listening to the text the second time answer the questions.

1. What is the safest way of keeping money according to the speaker?

2. What banks does the speaker recommend students?

3. Are international students eligible to all the facilities offered to resident students?

4. Under what conditions can international students open a current account?

5. What concessions can a bank provide them with?

6. What is the advantage with the card called Switch or Della?

Ex. 5. Act as a student who had been listening to the speaker and share the information with the students who had missed the meeting. Put down some notes of a plan before you speak.

A. The polite formula:

If you expect the other person to do what you ask (A), or to know the information (I) that you want, use:

Could you (A)	I’d like you to (A)	I wonder if you could (A)
Could you tell me (I)	I’d like to know (I)	I wonder if you could tell me (I)

If you are not sure whether the other person will do what you ask (A), or knows the information you want (I), use:

Do you think you could (A)	Do you know (I)
I wonder if you could (A)	Do you happen to know (I)
Would you mind (A)

Ex. 1. Act as a customer who visits a bank and asks a series of questions about the bank services. Use different forms of polite requesting information.

Model. The account has been credited with the dividend.

Can you tell me whether my account has been credited with the dividend?

1) the kinds of current account available;

2) the normal bank charges on overdrawn account;

3) the frequency of sending statements (How often…);

4) interest rate on deposit account;

5) current level of interest they charge on loans;

6) getting an appointment to discuss the cash flow problem with a loan officer;

7) checking whether the cheque paid in last Monday has been cleared.

Ex. 2. Read the short conversations in a bank. Pay attention to the formula of expressing request. Practice the conversations with your partner.

1. A. I want to change some English money into euro (Belarusian roubles/ dollars;..). Can you help me?

B. Certainly, sir. The exchange rate today is …euros to the pound (Belarusian roubles to the dollar;..). How much do you want to exchange?

2. A. I’d like to transfer some money to my account in London, please.

B. You have an account here, madam? How urgent is it? Would you like us to send it by mail transfer?

3. A. I’d like to know how long it takes for a cheque to clear. I paid the cheque into the account on Friday.

B. Unless it’s a local cheque it will take a full five working days to clear. That means we should be able to treat it as paid by this time next week.

Ex. 3. Make a dialogue with your partner. Use these phrases in the conversation.

Requests	Reactions
pay this into my current/deposit account	show me your cheque card/passport
withdraw from my…	sign it /initial it
cash this cheque/travellers’ cheques	put the name of the payee/ the date
transfer money to…

Дата добавления: 2014-11-16