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Exercise 4
Exercise 3. Answer the questions. Exercise 2. Change the sentences from active into passive according to the model. Exercise 1. Change the sentences according to the model. Vocabulary Exercises Active Vocabulary
banking банковское дело to make a career in smth. сделать карьеру в чем-либо bank services банковские услуги checking account чековый счет savings account сберегательный счет с установленным процентом safety deposit box сейф для депозитов, предоставляемый частным лицам в банке insurance страхование to make a loan to smb. давать заем кому-либо to be eligible for a loan подходящий для займа (т.е. признаваемый платежеспособным) long-term loan долгосрочный заем short-term loan краткосрочный заем prime-rate наименьший процент со ссуды, установленный в определенное время и в определенном месте preferred customer привилегированный клиент to be available наличный, имеющийся в распоряжении line of credit кредитный лимит to borrow занимать letter of credit кредитное письмо, аккредитив credit reference letter рекомендательное кредитное письмо
Model: We use the safety deposit boxes (sometimes). We sometimes use the safety deposit boxes. 1. All the banks provide credit services (usually). 2. Banks give investment advice (sometimes). 3. Banks charge interest (always). 4. You can borrow money quickly (rarely). 5. Businesses want to borrow money (frequently). 6. The amount of interest depends on the prime-rate (generally). 7. Companies need a line of credit (seldom). 8. A line of credit is available (occasionally).
Model: They use the safety deposit boxes very often. Safety deposit boxes are used very often by them. 1. Federal government supervises and charters national banks. 2. This bank is asking ten percent interest. 3. The bank requests a financial statement of the company. 4. Their company takes a long-term loan from the Federal Bank. 5. The executive shows the company's expenses. 6. The manager is instructing the secretary.
1. Is there a difference between banking systems in the Russia and western countries? What is the difference? 2. What bank services are you familiar with? 3. Do the banks in this country have safety deposit boxes? 4. Whom do the banks make loans to in this country? 5. What kind of loan would you prefer, long-term loan or short-term loan? 6. What prime-rates are available in this country? 7. What does the line of credit of the enterprise depend on? 8. What is a credit letter written for? 9. What can one do with credit reference letter?
1. Speak about banking system in the USSR. 2. Make up a dialogue between a bankman and a customer, who wants to take a long-term (short-term) loan.
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