Theme 12

Theme 11

Theme 10

Theme 9

“State credit”

The essence of the state credit. Functions of state credit. Internal, external and conditional credit.

Forms and methods of the state credit. The state loans. Kinds and forms of the state loans.

External(international) state credit.

State debt. Internal and external state debts. Capital and current state debt. Debt, guaranteed by the state. Limits of borrowing.

Management of the state debt: refinancing, conversion, consolidation, unification, exchange of the bonds on a regressive parity, delay of repayment of the loan, failure from the state debt.

Economic consequences of the state debt. Actions of government: refinancing, taxation, creation of money.

“Finance of households”

Concept of finance of households. Theory of a human capital. Functions of finance of households: maintenance of needs of family by money resources, distributive.

Financial resources of households. The structure of financial resources.

Budget of households.

Incomes of households. The total income of households. The money incomes of households. The incomes from population. The income from employment. Real available money incomes.

The money expenditures of households and their structure.

State regulation of living standard of population. Living minimum. Consumer basket. The addressed social help. Scale of poverty.

Enterprise activity of citizens.

State social transfers. Three level system of social protection.

Special social services.

“Insurance”

Economic nature of insurance and sphere of its action. Features of insurance. Insurance funds. Insurance services. Insurance business.

Social insurance. Social security. Principles of formation of funds of social purpose: solidarity of generation and personal deductions. Non-state personal insurance.

Insurance at loss of job.

Medical insurance.

Features of property and personal insurance. The economic essence of property and personal insurance. Functions of property and personal insurance. Classification criteria of insurance.

The Fund of Warranting of Insurance Payments.

Organization of insurance business.

“State financial regulations of economy”

Concept and classification of state financial regulation of economy. The preconditions of state financial regulation of economy. Classification of state regulation on types, kinds, forms and methods.

Macro-equilibrium and finance. The multiplier of the balanced budget.

Variants of fiscal policy. Discretionary and non- discretionary fiscal policy. The constraining fiscal policy.

Finance in the theories of economic regulation. The basic positions of monetarism theory under the programs of financial- economic regulation.

Influences of taxes on market balance. Theory of supply. Laffer’s curve.

Дата добавления: 2014-12-24