New words and word combinations

Savings account services.

Deposit account services.

VARIOUS SERVICES OF A BANK.

Fill in the gaps and translate the sentences

… you lend me some money? Where … I make a loan? You… to open a current account. You … to fill in some forms. You … get credit without your passport. … you help me? I … help you because I don’t have enough money. Our bank …. Offer you current account services. … I open an account with your bank?

8. True – false statements

1. The central bank of the UK is the Federal Reserve System

2. The central bank of the UK is the Bank of England

3.Central banks work together with the government to control the country’s economy.

4. Commercial banks are providing credit, giving loans

5. Central banks issue banknotes and coins, the country’s currency

6. Commercial banks look after the country’s gold reserves

Тема «Услуги банков»

Banker’s services cover an enormous range of activities today. A full list should include:

1. Current account services.

They are extended to anyone whom banks regard as reliable. A new depositor should be recommended by his employer or should present a reference. Ifthis proves satisfactory the bank will accept deposit from him which will be entered in his current account.

A cheque book will then be issued free of charge. Once the customer has received his cheque book he may use the cheques to order the banker to pay out sums of money from his current account. Money is being paid into and paid out of the account as often as the customer finds convenient.

Companies and individuals can deposit cash resources that are not needed at present. They can withdraw the money either any day they need it or after a certain period in case of time deposits.

It enables small savers to put money away for particular purposes, for ex­ample for holidays.

4.Other services:

- foreign exchange

- foreign exchange transactions

- services in foreign trade payments

- discounting bills of exchange

- granting loans

- safe custody

- cash dispensers and automated teller machines
-investment management services

- economic information

- banker’s credit cards and many others.

range - cфepa, диапазон

current account -текущий счет

to extend –распространять, продлевать

to regard –считать, рассматривать

reliable -надежный

time deposit -срочный вклад

to prove -оказываться

to issue –выдать, выпускать

charge -цена, сбор, начисление

to pay into \ out of \ an account - вносить на счет, снимать со счета

savings account - сберегательный счет

foreign exchange -иностранная валюта, операция с иностранной валютой

to grant –давать, предоставлять

loan - кредит, займ, ссуда

dispenser -раздатчик

automated teller machine - автоматическая кассовая машина

safe custody -хранение банком ценностей клиентов

standing order – указание банку

paying-in slip – приходный ордер, платежная расписка

Дата добавления: 2014-10-15