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Passing by your Bank
Banks in the United States open and close at different times in different places. They are not usually open on weekends, and they are often in busy parts of the city with few parking spaces. For these reasons, many people hardly ever go into a bank to get their money from a teller. They use the drive-through window or the 24-hour automatic teller machine. You insert a plastic card in the machine, and you can get cash from your checking account. Most people carry a lot of plastic cards. One is for automatic teller. The others are credit or “plastic money”. You can buy a lot of things and pay with only one check when the monthly bill comes.
Say if the following statements are true or false:
1. Banks in the USA are usually open on weekends. 2. Many people hardly ever go into a bank to get money from a teller. 3. To get cash from your account you insert a plastic card in the automatic teller machine. 4. Most people carry a few plastic cards.
Now answer the questions: 1. What time do banks open in your city? 2. What time do they close? 3. Can you go to a bank on Saturday or Sunday? 4. Have you ever used an automatic teller machine? When? 5. Have you ever used a drive-through window? Where? 6. Do you have one or more credit cards? Which ones?
Find British English words for: - automatic teller machine - traveler’s check - parking space - on the weekend - fill in the form - store - hall
8. Read and translate the dialogues: VI. A: Hello. Can I help you? B: Thank you. My name is Toshiko Akijama. I am expecting transfer from my bank in Tokyo. A: Let me see. Here it is. Akijama, $2,000 from the Fuji Bank in Tokyo. Do you have any identification with you? B: Yes, I have my passport. Will that be all right? A: Yes, of course.
2. A: I’d like to get this, but I don’t have enough cash on me. Do you take traveler’s checks? B: Yes, of course. A: Good. Here you are. B: Thank you. I’ll need some identification too. A: I’ve got a photo of me and my aunt at the seaside. B: No, no, no. Have you got a passport or a driver’s license? A: Sure. Is my daughter’s license all right? B: Yes. That’s fine. Just sign and date it. I have a stamp with the store’s name.
9. Translate the dialogue into English: - Чи можна отримати готівку за дорожним чеком? - Так, звичайно. Яке посвідчення особи Ви маєте? - Права водія та паспорт. - Давайте паспорт. - Будь ласка. - Все гаразд. Скільки грошей Ви хочете отримати? - 400 фунтів, і ще 50 обміняти на євро. Який курс обміну? - 1.34. Ось, будь ласка, Ваші 400 фунтів та 67 євро. Підпишіться, будь ласка, тут. - Дякую.
10. Read the definition of a money idiom. Match the underlined idioms to the explanations: 1. He’s always flat broke at the end of the month. 2. You mustn’t pay for all of us! Why don’t we go Dutch? 3. You can get tickets for the World Cup but you probably pay through the nose! 4. He is a very experienced negotiator – he will certainly drive a hard bargain. 5. Who’s going to foot the bill for the repairs? 6. These days it isn’t easy to make ends meet. 7. Watch out for dishonest taxi-drivers who try to rip you off.
a) share expenses b) has no money left c) pay the cost d) pay an excessive amount e) charge an excessive amount f) live on the money you earn g) argue to get the best deal
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