Lecture N 17

Lecture N 16

“Insurance”

Economic relations connected with acts of adverse natural, spontaneous forces, casual circumstances, production factors and compensation suffered by losses damage at the expense of money payments are allocated in an independent category of insurance.

The purpose of insurance is public or collective protection of citizens, property, processes of manufacture fir maintenance of a continuity of public reproduction.

Inherent features of insurance are:

1) probable character of relations;

2) extreme (not ordinary) character of relations (in any scale- state, regional, at a level of enterprise or its division, separate man).

Social insurance represents system of economic relations on redistribution of costs of a public product for material support of the citizens in case of loss of work capacity, job and protection of their health

Economic relations inherent to property and personal insurance are connected with compensation of damage during public manufacture, if this process is broken as a result of acts of nature and other extreme or unforeseen events. The arising damage is compensated on the solidary beginnings at the expense of insurance payments paid by the participants of the relations.

“Urgent problems of finance in market economy”

State financial regulation of economy is a process of purposeful and consecutive application by the state forms and methods of financial influence on the subjects of managing for influencing on macro-economical balance and forward development of economy at each concrete stage of its functioning.

Types of financial regulation include:

Economic(financial, price, credit, currency, payment of work)

Administrative

The general form is planning.

The special form of regulation is state purchases.

Дата добавления: 2014-12-24