I. Прочитайте и переведите текст.

Unit 3.

VII. Верны ли данные высказывания.

1. The dwelling house is the best place for lonely elderly people.

2. In Russia elderly people get a significant protection from the government.

3. The average pension is sufficient for normal life.

4. The elderly people should rely only on themselves.

5. An average retirement age should be increased up to 65.

What Is Social Insurance?

Two Points of View. We know that poverty is found in every country in the world. Each year millions of people starve to death. Many millions more die at an early age because they do not have proper food, shelter or medical care. One-third, and perhaps more, of the world's people go to bed hungry each night. In country after country the same question is raised: Shouldn't a nation try to help all of its people living better and longer lives?

Until about one hundred years ago, the answer was the same in every part of the world. Nobody should have to depend upon others for help! Each person should he strong enough and ambitious enough to provide for his own needs! True, a government might do something to help its poorest and least able citizens stay alive. It might set up a few poorhouses. It might give away some food from time to time. Private persons might form charities to add to the little help a government offered. But little or nothing was done to give all people the medical care they needed.

Social Insurance. People often need help in facing an emergency. This help can come from their own savings, if these are very large. It can also come from an insurance plan. This plan can be private (paid for through membership in some large insurance plan to which many people contribute), or government (provided by the government as one of its services to its people, and paid for by tax moneys.) The word social describes activities affecting people and the way they live within society. Social insurance includes those plans that help people meet four kinds of problems:

1) Medical Insurance. This kind of insurance pays the costs of medical and dental сare. Such costs rise and rise. Few families can afford the costs of serious illness. Medical insurance plans pay all or a large part of the expense of helping people recover from illness. Some plans may pay for all or part of your regular medical care as well.

2) Life insurance. All life insurance plans pay money to some person or persons (The beneficiary or beneficiaries) when the insured person dies. The chief reason for life insurance is to provide money for the remaining members of a family when its chief wage-earner dies. However. the person who pays for the policy can decide who is to receive the payment. It can be a husband or wife, children, creditors or any

3) Income insurance. Some insurance plans give (he insured person some income during an emergency. The insured person may lose his job and then need money. He may become ill and be unable to work. An injury may make it impossible for him to continue his usual work. He may grow too old to work, or may decide to retire when he grows older. Finally, he may still be working, but be unable to earn enough.

4) Services insurance. Some insurance plans provide help, guidance, equipment or other services a person may need to solve a problem. A blind man may need a Seeing Eye dog or training in a new kind of work. A man or woman who has lost a job because of changes in industry may need training for a different kind of job. The parents of a child with a handicap may need help to pay for a special school for that child. A crippled person may need braces or a wheelchair to permit better movement.

VOCABULARY

to starve – голодать

to provide – обеспечивать

poorhouse – богадельня, работный дом

сharitу – благотворительность

tax – налог

wage-earner - кормилец

II.Ответьте на вопросы:

1. Why do people die at an early age?

2. What should people do to survive?

3. What should government do to help its poorest and least able citizens stay alive?

4. Social Insurance. What does it mean?

5. What are the types of social insurance?

6. Medical Insurance. What does it provide?

7. The aim of Life insurance.

8. What does income insurance provide?

9. What is the aim of Services insurance?

III. Соедините английский слова с их русским переводом:

poorhouse	голодать
сharitу	богадельня, работный дом
tax	благотворительность
to starve	обеспечивать
wage-earner	налог
to provide	кормилец

Дата добавления: 2017-02-01